• Follow
  • Follow
  • Follow
  • Follow

 518-373-4111

Client Login | Make a Claim

GTM-Insurance-Logo
  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
    • Homeowners Insurance
    • Automobile & RV Insurance
  • Specialty Programs
    • Administrative Service Offering (ASO)
    • Professional Employer Organization (PEO)
    • Household Employers
    • Nanny Agencies
  • About Us
    • About Our Agency
    • Leadership Team
    • Our Carriers
    • Data Security
    • Benefits of Using an Independent Agency
    • Frequently Asked Questions
    • Careers
    • Contact Us
  • Blog
  • Get a Quote
GTM-Insurance-Logo

 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
    • Homeowners Insurance
    • Automobile & RV Insurance
  • Specialty Programs
    • Administrative Service Offering (ASO)
    • Professional Employer Organization (PEO)
    • Household Employers
    • Nanny Agencies
  • About Us
    • About Our Agency
    • Leadership Team
    • Our Carriers
    • Data Security
    • Benefits of Using an Independent Agency
    • Frequently Asked Questions
    • Careers
    • Contact Us
  • Blog
  • Get a Quote
Helping Employees Understand Rising Healthcare Costs

Helping Employees Understand Rising Healthcare Costs

by Sarah Dwyer | May 30, 2026 | Employee Benefits

Healthcare costs in the United States continue to climb, placing increasing pressure on employers and employees alike. As employers are likely to spend more, itʼs important for them to understand the drivers behind rising healthcare costs and communicate these...
Enjoy Your Summer Without Getting Burned: Essential Summer Fire Safety Tips

Enjoy Your Summer Without Getting Burned: Essential Summer Fire Safety Tips

by Sarah Dwyer | May 20, 2026 | Personal Insurance

Summer is a carefree time when most of us are thinking about having fun in the sun with our families—swimming, barbecuing, camping, or boating. It also is an important time to remember fire safety guidelines that will keep you and your family safe while enjoying the...
Protecting Your Peace of Mind: Why a Personal Umbrella Policy is a Modern Necessity

Protecting Your Peace of Mind: Why a Personal Umbrella Policy is a Modern Necessity

by Sarah Dwyer | Apr 3, 2026 | Personal Insurance

It is easy to understand the importance of protecting your tangible assets from fire, theft, or collision. However, a major liability lawsuit is also a threat to be aware of. In an era where legal settlements can easily reach into the millions, a standard homeowners...
How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

by Sarah Dwyer | Oct 17, 2025 | Personal Insurance

The question of whether to “bundle” insurance policies is one of the most common decisions homeowners and drivers face.  Combining your homeowner’s (or renter’s) insurance with your auto policy is the most familiar piece of advice you’ll hear...
Is “Full Coverage” a Myth? What Your Auto Policy Really Covers After a Collision

Is “Full Coverage” a Myth? What Your Auto Policy Really Covers After a Collision

by Sarah Dwyer | Oct 9, 2025 | Personal Insurance

When looking for car insurance in the past, you might have thought, “I just want full coverage.” It’s an understandable request. You want peace of mind, protection from risk, and the assurance that you won’t be financially ruined by an accident....
« Older Entries

Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

GTM Insurance Agency

7 Executive Park Drive
Clifton Park, NY 12065

Business Hours
8:30 am – 5 pm ET
Monday-Friday

What We Offer

Personal Insurance
Business Insurance
Employee Benefits

Clients

Client Login
Claims & Payments

Contact Us

Call: 518-373-4111
Schedule a Call
Live Chat
Send Us an Inquiry
Get a Quote

  • Follow
  • Follow
  • Follow
  • Follow

GTM Sites: Corporate Home | Household Payroll | Business Payroll & HR | Insurance

About GTM Insurance | Privacy Statement | Terms of Use | Copyright © 2023-2026 GTM Insurance Agency LLC. All Rights Reserved.