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  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
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Employers: Consider These OBBBA Benefit Plans for 2026

Employers: Consider These OBBBA Benefit Plans for 2026

by Eric Straus | Jan 22, 2026 | Employee Benefits

On July 4, 2025, a sweeping tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBBA), was signed into law. Although significantly pared down from its original draft, the OBBBA includes a broad set of changes to employee benefit plans,...
5 Employee Benefits Trends to Watch in 2026

5 Employee Benefits Trends to Watch in 2026

by Eric Straus | Jan 13, 2026 | Employee Benefits

Employee benefits are undergoing a significant transformation in 2026. Rising health care costs, evolving pharmaceutical trends, legislative changes, and shifting worker expectations are reshaping employee benefits. Employers face mounting pressure to balance...
Using Dependent Care FSAs—What Expenses Can Be Reimbursed?

Using Dependent Care FSAs—What Expenses Can Be Reimbursed?

by Sarah Dwyer | Oct 21, 2025 | Commercial Insurance

Internal Revenue Code (Code) Section 129 allows employers to provide dependent care assistance benefits for their employees on a tax-free basis. These benefit plans are commonly known as dependent care flexible spending accounts (FSAs) or dependent care assistance...
4 Smart Strategies to Keep Your Workers’ Compensation Rates Low

4 Smart Strategies to Keep Your Workers’ Compensation Rates Low

by Sarah Dwyer | Oct 1, 2025 | Commercial Insurance

Managing workers’ compensation insurance is a critical but often frustrating task for any business owner. It’s an essential (and often required) layer of protection for your employees and your company, but the premiums can be a major expense, especially if...
Huge Increase Expected for 2026 Health Insurance Costs

Huge Increase Expected for 2026 Health Insurance Costs

by Sarah Dwyer | Sep 18, 2025 | Employee Benefits

A new report from Mercer projects that the total health benefit cost per employee is expected to rise 6.5% on average in 2026, marking the highest increase since 2010. To put it in perspective, Mercer reported that the past decade normally increased 3% annually. If...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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