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 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
    • Homeowners Insurance
    • Automobile & RV Insurance
  • Specialty Programs
    • Administrative Service Offering (ASO)
    • Professional Employer Organization (PEO)
    • Household Employers
    • Nanny Agencies
  • About Us
    • About Our Agency
    • Leadership Team
    • Our Carriers
    • Data Security
    • Benefits of Using an Independent Agency
    • Frequently Asked Questions
    • Careers
    • Contact Us
  • Blog
  • Get a Quote
The Case for Third-party Employment Practices Liability Insurance

The Case for Third-party Employment Practices Liability Insurance

by Sarah Dwyer | May 7, 2026 | Commercial Insurance

For many businesses, employment practices liability insurance (EPLI) is understood primarily as a safeguard against claims brought by employees—allegations of wrongful termination, workplace harassment or discriminatory treatment. While this first-party coverage is...
Best Practices for Documenting Employee Benefit Plans

Best Practices for Documenting Employee Benefit Plans

by Sarah Dwyer | Apr 30, 2026 | Commercial Insurance

Documenting employee benefit plans is a critical compliance step for employers that can be easily overlooked. Most private sector employers are subject to the Employee Retirement Income Security Act (ERISA), which sets minimum standards for employee benefit plans....
5 Common Insurance Mistakes Small Businesses Make

5 Common Insurance Mistakes Small Businesses Make

by Sarah Dwyer | Apr 22, 2026 | Commercial Insurance

For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many competing priorities of running a business, can leave companies with...

Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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