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 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
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How Smart Home Devices Can Impact Home Insurance Costs

How Smart Home Devices Can Impact Home Insurance Costs

by Eric Straus | Feb 23, 2026 | Personal Insurance

Technological advancements can have a major impact on our homes and our safety. Furthermore, implementing certain technologies in your home, such as smart devices, can have direct financial benefits regarding home insurance costs. How Smart Technology Can Help...
5 Tips for Homeowners Insurance Buyers in 2026

5 Tips for Homeowners Insurance Buyers in 2026

by Eric Straus | Jan 29, 2026 | Personal Insurance

Homeowners insurance rates are expected to continue their upward trend in 2026. In many cases, even policyholders who have not altered their coverage or filed a claim might face increased costs. Fortunately, there are ways to potentially avoid or at least minimize...
Life Insurance and Mortgages: Securing Your Home for the Next Generation

Life Insurance and Mortgages: Securing Your Home for the Next Generation

by Sarah Dwyer | Oct 30, 2025 | Personal Insurance

For many families, a home is their single largest asset and the cornerstone of their financial life. But that cornerstone often comes with a liability: the mortgage. If the unexpected happens, the financial burden of the mortgage can turn a family home into a...
How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

by Sarah Dwyer | Oct 17, 2025 | Personal Insurance

The question of whether to “bundle” insurance policies is one of the most common decisions homeowners and drivers face.  Combining your homeowner’s (or renter’s) insurance with your auto policy is the most familiar piece of advice you’ll hear...
Why Documenting Your Personal Belongings is Crucial

Why Documenting Your Personal Belongings is Crucial

by Sarah Dwyer | Apr 30, 2025 | Personal Insurance

Life is full of moments, memories, and the tangible items that represent them. From cherished family heirlooms to everyday essentials, our personal belongings hold significant value, both sentimental and financial. But what happens when the unexpected occurs – a fire,...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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