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 518-373-4111

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  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
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Employers: Consider These OBBBA Benefit Plans for 2026

Employers: Consider These OBBBA Benefit Plans for 2026

by Eric Straus | Jan 22, 2026 | Employee Benefits

On July 4, 2025, a sweeping tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBBA), was signed into law. Although significantly pared down from its original draft, the OBBBA includes a broad set of changes to employee benefit plans,...
Maximize Your Benefits Strategy: How HDHPs Can Work for Your Business

Maximize Your Benefits Strategy: How HDHPs Can Work for Your Business

by Sarah Dwyer | Aug 20, 2025 | Employee Benefits

As open enrollment approaches, employers have a prime opportunity to review their benefits strategy. A well-designed benefits package not only attracts top talent but also helps retain your current workforce. High-Deductible Health Plans (HDHPs) are a common offering...
2026 Open Enrollment: Compliance: Key Changes & Deadlines for Employers

2026 Open Enrollment: Compliance: Key Changes & Deadlines for Employers

by Sarah Dwyer | Aug 7, 2025 | Employee Benefits

To prepare for open enrollment, employers that sponsor health plans should be aware of compliance changes affecting the design and administration of their plans for plan years beginning on or after Jan. 1, 2026. These changes include limits adjusted for inflation each...
HRA Options: Which is the Right Fit for Your Business?

HRA Options: Which is the Right Fit for Your Business?

by Sarah Dwyer | Aug 5, 2025 | Commercial Insurance

Choosing the right health benefits for your team is one of the most important decisions you make as a business owner. Health Reimbursement Arrangements (HRAs) have emerged as a flexible, cost-effective alternative to traditional group health insurance plans, giving...
Brace Yourselves: What the Latest Health Insurance Rate Hikes Mean for You

Brace Yourselves: What the Latest Health Insurance Rate Hikes Mean for You

by Sarah Dwyer | Jul 22, 2025 | Personal Insurance

If you buy your own health insurance, get ready for some potentially significant changes in your monthly premiums. Recent reporting from the Wall Street Journal indicates that insurers are seeking sizable rate increases for 2026 Affordable Care Act (ACA) marketplace...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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