Blog
Understanding insurance and employee benefits
Navigating Rising Healthcare Costs: Strategic Benefits Planning for the Upcoming Renewal Season
Employers face a projected 11.1% surge in 2027 healthcare costs. Learn strategic benefits planning to protect your bottom line and retain top talent.
AI’s Impact on Healthcare Costs
Discover how AI documentation and coding tools are driving up healthcare costs, and learn actionable strategies for employers to manage employee benefits budgets.
Is Your Food Business Covered? How Insurance Responds to Outbreaks and Recalls
Is your food business covered during an outbreak or recall? Learn how CGL, recall, and CBI insurance policies respond- and where coverage gaps open up.
Workers’ Comp for Household Employers
Learn why homeowners insurance isn’t enough for a nanny or housekeeper, state-by-state workers’ comp mandates, and how to avoid costly legal fines.
2027 Open Enrollment Checklist
Prepare for 2027 open enrollment with key health plan compliance updates, including new ACA affordability limits, HDHP/HSA rules, and required notices.
Understanding Commercial Insurance Sublimits
Don’t let hidden commercial insurance sublimits leave your business unprotected. Learn how sublimits work and how to avoid costly coverage gaps
Newborn Health Insurance: A Parent’s Guide to the 60-Day Window
Does your health insurance automatically cover your newborn? Find out how to officially enroll your baby within the 60-day window to avoid unexpected bills.
Protecting the Mission: Why Non-Profits Need Directors & Officers (D&O) Liability Insurance
Is your nonprofit board protected? Learn why Directors and Officers (D&O) liability insurance is essential to safeguard your leaders’ personal assets and your organization’s mission. Get a complimentary consultation with GTM Insurance.
Healthcare Affordability Plummets to Lowest Level Since 2021
A recent Gallup report reveals less than half of U.S. adults can afford healthcare. Discover how employers can adapt benefits strategies to support their workforce.