Summary
Learn how smart home devices may help keep you and your family safe while also potentially reducing home insurance costs.
Technological advancements can have a major impact on our homes and our safety. Furthermore, implementing certain technologies in your home, such as smart devices, can have direct financial benefits regarding home insurance costs.
How Smart Technology Can Help
Consider how these devices and systems may help keep you and your family safe while also potentially qualifying you for insurance discounts:
Smoke detectors
Smart smoke alarms can send a notification to your phone and even call emergency services, potentially limiting damage and making you less risky in the eyes of insurance companies.
Security features
Surveillance cameras, motion detectors, smart locks, window monitoring systems and smart garage door openers can all improve your home’s safety. By reducing your risk of break-ins and burglaries, you may enjoy lower home insurance rates.
Water leak detectors
If not addressed promptly, even small water leaks can inflict monumental damage. Smart detectors can recognize leaks, identify issues and notify you of the problem, subsequently helping to limit resulting damage.
Thermostats
Smart versions of these devices can do more than just keep your home comfortable. They can also detect temperature changes and adjust to prevent potential issues, such as freezing pipes.
Conclusion
Smart home technology can help fortify your home and save you money, but it’s important to keep your insurance company apprised of any changes and installations to make sure you’re on the same page.
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